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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,542 | $107,941+53.4% | $91,994+79.9% | $152,897+8.3% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 33.09% | 89.28%-56.2pp | 69.04%-35.9pp | 345.43%-312.3pp |
| Employer contribution / active EE | $3,618 | $4,212-14.1% | $3,453+4.8% | $4,764-24.0% |
| Participant deferral / active EE | $11,101 | $6,366+74.4% | $5,924+87.4% | $5,851+89.7% |
| Admin fee / account holder | $8,608 | $10,521-18.2% | $7,744+11.2% | $11,599-25.8% |