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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,228 | $58,320-8.7% | $86,438-38.4% | $66,938-20.5% |
| Participation rate | 99.1% | 78.6%+20.5pp | 80.3%+18.7pp | 69.8%+29.2pp |
| Annual return | -9.31% | -9.71%+0.4pp | 4397.19%-4406.5pp | 1.58%-10.9pp |
| Employer contribution / active EE | $4,872 | $2,615+86.3% | $3,769+29.2% | $2,545+91.4% |
| Participant deferral / active EE | $11,771 | $6,899+70.6% | $6,952+69.3% | $4,238+177.7% |
| Admin fee / account holder | $1,918 | $546+251.3% | $6,733-71.5% | $594+223.1% |