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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,821 | $127,387-64.8% | $115,038-61.0% | $125,389-64.3% |
| Participation rate | 50.0% | 84.2%-34.2pp | 81.4%-31.4pp | 83.2%-33.2pp |
| Annual return | -5.61% | 31.28%-36.9pp | 26.14%-31.7pp | 282.24%-287.8pp |
| Employer contribution / active EE | $2,307 | $5,166-55.3% | $4,608-49.9% | $4,866-52.6% |
| Participant deferral / active EE | $4,028 | $6,423-37.3% | $6,026-33.2% | $5,352-24.7% |
| Admin fee / account holder | $184 | $9,516-98.1% | $8,175-97.8% | $9,541-98.1% |