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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,637 | $209,874-63.5% | $189,537-59.6% | $167,536-54.3% |
| Participation rate | 66.7% | 88.7%-22.0pp | 87.8%-21.1pp | 82.1%-15.4pp |
| Annual return | 20.05% | 748.61%-728.6pp | 555.34%-535.3pp | 478.82%-458.8pp |
| Employer contribution / active EE | $18,569 | $6,913+168.6% | $6,161+201.4% | $4,839+283.7% |
| Participant deferral / active EE | $14,371 | $8,934+60.9% | $8,220+74.8% | $6,342+126.6% |
| Admin fee / account holder | $3,161 | $14,299-77.9% | $12,048-73.8% | $12,315-74.3% |