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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,560 | $62,586+57.5% | $76,766+28.4% | $64,181+53.6% |
| Participation rate | 76.8% | 72.8%+4.0pp | 77.0%-0.2pp | 69.6%+7.2pp |
| Annual return | 0.00% | -1.95%+1.9pp | 2.43%-2.4pp | 7.63%-7.6pp |
| Employer contribution / active EE | $1,825 | $1,832-0.4% | $2,485-26.5% | $2,381-23.3% |
| Participant deferral / active EE | $4,533 | $3,145+44.1% | $3,851+17.7% | $3,470+30.6% |
| Admin fee / account holder | $6,396 | $4,667+37.1% | $6,675-4.2% | $4,887+30.9% |