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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,950 | $154,159+25.2% | $130,026+48.4% | $139,456+38.4% |
| Participation rate | 55.6% | 82.0%-26.4pp | 78.5%-22.9pp | 80.3%-24.8pp |
| Annual return | 16.34% | 32.50%-16.2pp | -137.26%+153.6pp | 373.45%-357.1pp |
| Employer contribution / active EE | $1,399 | $5,292-73.6% | $4,321-67.6% | $4,753-70.6% |
| Participant deferral / active EE | $6,243 | $6,710-6.9% | $5,821+7.3% | $6,711-7.0% |
| Admin fee / account holder | $0 | $14,001-100.0% | $10,608-100.0% | $11,407-100.0% |