Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,803 | $67,411-11.3% | $91,004-34.3% | $70,126-14.7% |
| Participation rate | 56.4% | 71.4%-15.0pp | 75.6%-19.2pp | 69.5%-13.1pp |
| Annual return | 16.91% | -40.16%+57.1pp | 4.60%+12.3pp | 73.15%-56.2pp |
| Employer contribution / active EE | $265 | $1,786-85.2% | $2,456-89.2% | $2,343-88.7% |
| Participant deferral / active EE | $1,406 | $2,823-50.2% | $3,548-60.4% | $3,332-57.8% |
| Admin fee / account holder | $624 | $4,236-85.3% | $5,417-88.5% | $4,645-86.6% |