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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,868 | $57,350-70.6% | $83,850-79.9% | $64,181-73.7% |
| Participation rate | 76.3% | 68.6%+7.7pp | 76.1%+0.2pp | 69.6%+6.7pp |
| Annual return | -6.51% | 11.38%-17.9pp | 850.92%-857.4pp | 7.63%-14.1pp |
| Employer contribution / active EE | $839 | $2,545-67.0% | $3,631-76.9% | $2,381-64.8% |
| Participant deferral / active EE | $740 | $2,993-75.3% | $4,082-81.9% | $3,470-78.7% |
| Admin fee / account holder | $3,950 | $4,046-2.4% | $5,478-27.9% | $4,887-19.2% |