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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,465 | $127,387+35.4% | $115,038+49.9% | $125,389+37.5% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -1.77% | 31.28%-33.0pp | 26.14%-27.9pp | 282.24%-284.0pp |
| Employer contribution / active EE | $2,151 | $5,166-58.4% | $4,608-53.3% | $4,866-55.8% |
| Participant deferral / active EE | $6,281 | $6,423-2.2% | $6,026+4.2% | $5,352+17.4% |
| Admin fee / account holder | $74 | $9,516-99.2% | $8,175-99.1% | $9,541-99.2% |