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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,032 | $167,533-77.9% | $151,645-75.6% | $134,545-72.5% |
| Participation rate | 33.3% | 88.4%-55.0pp | 87.5%-54.2pp | 81.2%-47.9pp |
| Annual return | -18.26% | 7.81%-26.1pp | 3.34%-21.6pp | 418.37%-436.6pp |
| Employer contribution / active EE | $5,971 | $6,828-12.6% | $6,165-3.1% | $4,742+25.9% |
| Participant deferral / active EE | $6,278 | $8,985-30.1% | $8,363-24.9% | $6,401-1.9% |
| Admin fee / account holder | $5,271 | $13,781-61.8% | $11,614-54.6% | $11,431-53.9% |