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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,274 | $184,000-85.2% | $162,185-83.2% | $152,909-82.2% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.6%-0.1pp | 82.5%+5.0pp |
| Annual return | 21.96% | 150.80%-128.8pp | 115.61%-93.6pp | 345.46%-323.5pp |
| Employer contribution / active EE | $5,550 | $6,370-12.9% | $5,613-1.1% | $4,764+16.5% |
| Participant deferral / active EE | $3,318 | $8,033-58.7% | $7,297-54.5% | $5,851-43.3% |
| Admin fee / account holder | $3,460 | $13,124-73.6% | $10,844-68.1% | $11,601-70.2% |