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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,419 | $138,078-50.4% | $125,363-45.4% | $134,509-49.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.06% | 750.49%-768.5pp | 572.15%-590.2pp | 418.13%-436.2pp |
| Employer contribution / active EE | $8,660 | $5,245+65.1% | $4,815+79.9% | $4,741+82.7% |
| Participant deferral / active EE | $15,621 | $7,800+100.3% | $7,447+109.8% | $6,400+144.1% |
| Admin fee / account holder | $1,798 | $11,566-84.5% | $10,005-82.0% | $11,427-84.3% |