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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,451 | $138,075-41.0% | $123,552-34.1% | $135,379-39.8% |
| Participation rate | 4.5% | 84.7%-80.2pp | 82.3%-77.7pp | 82.6%-78.1pp |
| Annual return | 24.97% | 153.70%-128.7pp | 119.20%-94.2pp | 519.79%-494.8pp |
| Employer contribution / active EE | $5,301 | $5,152+2.9% | $4,628+14.5% | $4,779+10.9% |
| Participant deferral / active EE | $8,367 | $6,800+23.0% | $6,426+30.2% | $5,609+49.2% |
| Admin fee / account holder | $2,154 | $10,917-80.3% | $9,285-76.8% | $10,828-80.1% |