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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,211 | $99,644-33.6% | $86,438-23.4% | $134,532-50.8% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -18.06% | 6787.26%-6805.3pp | 4397.19%-4415.3pp | 418.27%-436.3pp |
| Employer contribution / active EE | $2,591 | $4,402-41.2% | $3,769-31.3% | $4,741-45.4% |
| Participant deferral / active EE | $2,925 | $7,247-59.6% | $6,952-57.9% | $6,401-54.3% |
| Admin fee / account holder | $6,926 | $8,375-17.3% | $6,733+2.9% | $11,429-39.4% |