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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,632 | $115,903-42.5% | $100,528-33.7% | $158,966-58.1% |
| Participation rate | 71.4% | 81.6%-10.2pp | 79.4%-8.0pp | 82.0%-10.5pp |
| Annual return | 18.28% | 34.80%-16.5pp | 30.90%-12.6pp | 302.95%-284.7pp |
| Employer contribution / active EE | $2,909 | $4,105-29.1% | $3,419-14.9% | $4,762-38.9% |
| Participant deferral / active EE | $3,840 | $6,677-42.5% | $6,271-38.8% | $5,983-35.8% |
| Admin fee / account holder | $1,413 | $11,000-87.2% | $8,084-82.5% | $11,250-87.4% |