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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,463 | $84,697-55.8% | $73,845-49.3% | $125,393-70.1% |
| Participation rate | 28.6% | 76.8%-48.2pp | 73.4%-44.9pp | 83.2%-54.6pp |
| Annual return | -0.25% | 3123.66%-3123.9pp | 2267.91%-2268.2pp | 282.23%-282.5pp |
| Employer contribution / active EE | $321 | $3,123-89.7% | $2,788-88.5% | $4,866-93.4% |
| Participant deferral / active EE | $729 | $3,993-81.7% | $3,583-79.6% | $5,351-86.4% |
| Admin fee / account holder | $2,307 | $5,692-59.5% | $4,881-52.7% | $9,541-75.8% |