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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,001 | $209,428-15.5% | $178,498-0.8% | $158,950+11.4% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 13.25% | 188.78%-175.5pp | 151.09%-137.8pp | 302.91%-289.7pp |
| Employer contribution / active EE | $3,758 | $5,707-34.2% | $5,011-25.0% | $4,762-21.1% |
| Participant deferral / active EE | $5,061 | $5,955-15.0% | $5,202-2.7% | $5,983-15.4% |
| Admin fee / account holder | $22,422 | $17,077+31.3% | $13,985+60.3% | $11,248+99.3% |