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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,628 | $92,219+94.8% | $76,766+134.0% | $135,382+32.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -12.22% | 5.46%-17.7pp | 2.43%-14.6pp | 519.77%-532.0pp |
| Employer contribution / active EE | $20,679 | $3,216+543.0% | $2,485+732.1% | $4,779+332.7% |
| Participant deferral / active EE | $25,637 | $4,508+468.6% | $3,851+565.6% | $5,609+357.1% |
| Admin fee / account holder | $2,827 | $10,749-73.7% | $6,675-57.6% | $10,829-73.9% |