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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,390 | $113,941+95.2% | $94,229+136.0% | $125,389+77.4% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -1.52% | 5.29%-6.8pp | 10.68%-12.2pp | 282.24%-283.8pp |
| Employer contribution / active EE | $10,179 | $4,727+115.3% | $3,587+183.8% | $4,866+109.2% |
| Participant deferral / active EE | $12,691 | $5,179+145.1% | $4,320+193.8% | $5,352+137.1% |
| Admin fee / account holder | $562 | $8,392-93.3% | $6,269-91.0% | $9,541-94.1% |