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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,694 | $165,361-26.4% | $149,715-18.7% | $158,950-23.4% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 32.94% | 348.24%-315.3pp | 276.66%-243.7pp | 302.91%-270.0pp |
| Employer contribution / active EE | $2,287 | $5,103-55.2% | $4,645-50.8% | $4,762-52.0% |
| Participant deferral / active EE | $5,985 | $7,182-16.7% | $6,842-12.5% | $5,9830% |
| Admin fee / account holder | $2,585 | $10,808-76.1% | $9,310-72.2% | $11,248-77.0% |