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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,527 | $76,551-20.9% | $123,894-51.1% | $62,881-3.7% |
| Participation rate | 80.3% | 73.0%+7.3pp | 81.4%-1.1pp | 69.3%+11.0pp |
| Annual return | 10.15% | 18.68%-8.5pp | 47.52%-37.4pp | 20.14%-10.0pp |
| Employer contribution / active EE | $5,253 | $2,882+82.2% | $4,617+13.8% | $2,281+130.3% |
| Participant deferral / active EE | $8,048 | $4,840+66.3% | $5,984+34.5% | $3,203+151.3% |
| Admin fee / account holder | $6,783 | $4,826+40.6% | $8,357-18.8% | $4,296+57.9% |