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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,389 | $166,131-23.9% | $164,975-23.4% | $145,877-13.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 18.75% | 100.37%-81.6pp | 70.12%-51.4pp | 551.28%-532.5pp |
| Employer contribution / active EE | $1,836 | $5,276-65.2% | $4,343-57.7% | $4,663-60.6% |
| Participant deferral / active EE | $3,481 | $6,962-50.0% | $6,033-42.3% | $6,691-48.0% |
| Admin fee / account holder | $425 | $16,648-97.4% | $12,688-96.6% | $13,402-96.8% |