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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,116 | $73,867+137.1% | $143,770+21.8% | $68,498+155.7% |
| Participation rate | 86.1% | 66.7%+19.5pp | 80.3%+5.8pp | 67.9%+18.2pp |
| Annual return | -21.93% | 1.01%-22.9pp | -0.04%-21.9pp | -7.84%-14.1pp |
| Employer contribution / active EE | $5,505 | $3,184+72.9% | $4,951+11.2% | $2,596+112.0% |
| Participant deferral / active EE | $6,294 | $3,384+86.0% | $5,638+11.6% | $4,027+56.3% |
| Admin fee / account holder | $9,229 | $5,755+60.4% | $14,673-37.1% | $5,403+70.8% |