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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,380 | $109,372-77.7% | $89,414-72.7% | $158,966-84.7% |
| Participation rate | 80.0% | 74.3%+5.7pp | 68.0%+12.0pp | 82.0%-2.0pp |
| Annual return | 28.04% | 345.55%-317.5pp | 245.50%-217.5pp | 302.95%-274.9pp |
| Employer contribution / active EE | $675 | $3,171-78.7% | $2,586-73.9% | $4,762-85.8% |
| Participant deferral / active EE | $1,932 | $4,598-58.0% | $3,890-50.3% | $5,983-67.7% |
| Admin fee / account holder | $562 | $6,156-90.9% | $4,883-88.5% | $11,250-95.0% |