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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,997 | $157,276+52.0% | $141,177+69.3% | $152,885+56.3% |
| Participation rate | 42.9% | 84.8%-42.0pp | 82.5%-39.6pp | 82.5%-39.6pp |
| Annual return | 30.70% | 64.33%-33.6pp | 71.40%-40.7pp | 345.39%-314.7pp |
| Employer contribution / active EE | $3,758 | $5,262-28.6% | $4,736-20.6% | $4,763-21.1% |
| Participant deferral / active EE | $7,511 | $7,110+5.6% | $6,710+11.9% | $5,851+28.4% |
| Admin fee / account holder | $0 | $12,123-100.0% | $10,263-100.0% | $11,598-100.0% |