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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,843 | $138,075-92.9% | $123,552-92.0% | $135,379-92.7% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -2.58% | 153.70%-156.3pp | 119.20%-121.8pp | 519.79%-522.4pp |
| Employer contribution / active EE | $1,300 | $5,152-74.8% | $4,628-71.9% | $4,779-72.8% |
| Participant deferral / active EE | $2,799 | $6,800-58.8% | $6,426-56.4% | $5,609-50.1% |
| Admin fee / account holder | $19,570 | $10,917+79.3% | $9,285+110.8% | $10,828+80.7% |