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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,004 | $175,259+129.4% | $149,723+168.5% | $139,487+188.2% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.4pp | 80.3%-8.9pp |
| Annual return | 14.16% | 166.82%-152.7pp | 134.50%-120.3pp | 373.84%-359.7pp |
| Employer contribution / active EE | $4,739 | $5,478-13.5% | $4,821-1.7% | $4,755-0.3% |
| Participant deferral / active EE | $11,374 | $6,522+74.4% | $5,682+100.2% | $6,713+69.4% |
| Admin fee / account holder | $7,805 | $16,158-51.7% | $13,215-40.9% | $11,407-31.6% |