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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,369 | $167,353+83.7% | $143,797+113.8% | $134,545+128.5% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -14.61% | 0.48%-15.1pp | -0.04%-14.6pp | 418.37%-433.0pp |
| Employer contribution / active EE | $5,282 | $5,620-6.0% | $4,952+6.7% | $4,742+11.4% |
| Participant deferral / active EE | $12,422 | $6,447+92.7% | $5,638+120.3% | $6,401+94.1% |
| Admin fee / account holder | $768 | $18,096-95.8% | $14,679-94.8% | $11,431-93.3% |