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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,482 | $84,697+4.5% | $73,845+19.8% | $125,393-29.4% |
| Participation rate | 36.4% | 76.8%-40.4pp | 73.4%-37.1pp | 83.2%-46.8pp |
| Annual return | 1.03% | 3123.66%-3122.6pp | 2267.91%-2266.9pp | 282.23%-281.2pp |
| Employer contribution / active EE | $651 | $3,123-79.2% | $2,788-76.6% | $4,866-86.6% |
| Participant deferral / active EE | $1,700 | $3,993-57.4% | $3,583-52.5% | $5,351-68.2% |
| Admin fee / account holder | $6,478 | $5,692+13.8% | $4,881+32.7% | $9,541-32.1% |