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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,121 | $109,872-11.6% | $98,483-1.4% | $167,536-42.0% |
| Participation rate | 41.7% | 75.8%-34.2pp | 73.3%-31.7pp | 82.1%-40.4pp |
| Annual return | 16.27% | 1959.31%-1943.0pp | 1494.38%-1478.1pp | 478.82%-462.5pp |
| Employer contribution / active EE | $0 | $3,225-100.0% | $2,961-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,411 | $4,673-48.4% | $4,276-43.6% | $6,342-62.0% |
| Admin fee / account holder | $181 | $6,757-97.3% | $5,953-97.0% | $12,315-98.5% |