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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,784 | $49,177-11.0% | $79,467-44.9% | $64,173-31.8% |
| Participation rate | 40.7% | 65.0%-24.3pp | 73.3%-32.6pp | 69.6%-28.8pp |
| Annual return | -6.76% | -1.16%-5.6pp | 718.30%-725.1pp | 7.63%-14.4pp |
| Employer contribution / active EE | $0 | $2,076-100.0% | $2,800-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,039 | $2,821-27.7% | $3,704-44.9% | $3,470-41.2% |
| Admin fee / account holder | $117 | $3,839-97.0% | $5,104-97.7% | $4,887-97.6% |