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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,615 | $81,668-13.5% | $58,507+20.7% | $139,487-49.4% |
| Participation rate | 68.4% | 61.3%+7.1pp | 50.9%+17.6pp | 80.3%-11.9pp |
| Annual return | 16.76% | 7430.07%-7413.3pp | 4252.32%-4235.6pp | 373.84%-357.1pp |
| Employer contribution / active EE | $3,316 | $1,398+137.2% | $1,053+214.8% | $4,755-30.3% |
| Participant deferral / active EE | $1,184 | $2,554-53.6% | $1,922-38.4% | $6,713-82.4% |
| Admin fee / account holder | $1,121 | $3,212-65.1% | $2,486-54.9% | $11,407-90.2% |