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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,980 | $84,628-70.5% | $61,501-59.4% | $134,545-81.4% |
| Participation rate | 33.3% | 62.2%-28.9pp | 52.6%-19.2pp | 81.2%-47.9pp |
| Annual return | -19.20% | 585.61%-604.8pp | 339.04%-358.2pp | 418.37%-437.6pp |
| Employer contribution / active EE | $756 | $1,545-51.1% | $1,160-34.8% | $4,742-84.1% |
| Participant deferral / active EE | $1,594 | $2,819-43.5% | $2,125-25.0% | $6,401-75.1% |
| Admin fee / account holder | $431 | $2,587-83.3% | $2,132-79.8% | $11,431-96.2% |