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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,641 | $99,079-70.1% | $78,002-62.0% | $273,972-89.2% |
| Participation rate | 95.8% | 78.6%+17.3pp | 75.5%+20.3pp | 83.0%+12.8pp |
| Annual return | 7.72% | 217.93%-210.2pp | 425.99%-418.3pp | 41.46%-33.7pp |
| Employer contribution / active EE | $2,848 | $3,308-13.9% | $2,470+15.3% | $4,869-41.5% |
| Participant deferral / active EE | $3,860 | $4,306-10.4% | $3,497+10.4% | $5,287-27.0% |
| Admin fee / account holder | $1,252 | $8,954-86.0% | $5,481-77.2% | $10,133-87.6% |