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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,561 | $181,896-16.1% | $156,551-2.5% | $273,972-44.3% |
| Participation rate | 55.6% | 88.4%-32.8pp | 84.0%-28.5pp | 83.0%-27.5pp |
| Annual return | 4.25% | 30.74%-26.5pp | 32.23%-28.0pp | 41.46%-37.2pp |
| Employer contribution / active EE | $2,888 | $6,248-53.8% | $5,501-47.5% | $4,869-40.7% |
| Participant deferral / active EE | $9,613 | $5,550+73.2% | $4,871+97.4% | $5,287+81.8% |
| Admin fee / account holder | $53,118 | $15,560+241.4% | $13,028+307.7% | $10,133+424.2% |