See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RUEFF & ASSOCIATES CPA'S2 years Service code 10 · EIN 31-1231152 | Accounting | $9,900 |
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $8,459 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,993 | $72,277-22.5% | $101,248-44.7% | $79,858-29.9% |
| Participation rate | 52.3% | 68.5%-16.1pp | 75.8%-23.5pp | 69.6%-17.3pp |
| Annual return | 12.58% | 22.30%-9.7pp | 46.47%-33.9pp | 31.71%-19.1pp |
| Employer contribution / active EE | $422 | $2,692-84.3% | $3,660-88.5% | $2,471-82.9% |
| Participant deferral / active EE | $1,599 | $3,282-51.3% | $4,370-63.4% | $3,740-57.3% |
| Admin fee / account holder | $328 | $4,400-92.5% | $5,945-94.5% | $5,306-93.8% |