See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RUEFF & ASSOCIATES CPA'S1 year Service code 10 · EIN 31-1231152 | Accounting | $19,500 |
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $10,070 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,309 | $65,365-26.1% | $92,893-48.0% | $72,985-33.8% |
| Participation rate | 51.1% | 68.3%-17.2pp | 76.0%-24.9pp | 69.5%-18.4pp |
| Annual return | 20.16% | 42.10%-21.9pp | 109.41%-89.3pp | 81.00%-60.8pp |
| Employer contribution / active EE | $470 | $2,594-81.9% | $3,653-87.1% | $2,440-80.8% |
| Participant deferral / active EE | $1,680 | $3,128-46.3% | $4,236-60.3% | $3,607-53.4% |
| Admin fee / account holder | $501 | $4,251-88.2% | $5,794-91.3% | $5,124-90.2% |