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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,454 | $72,177+1.8% | $115,037-36.1% | $59,633+23.2% |
| Participation rate | 43.4% | 72.6%-29.2pp | 81.4%-38.0pp | 68.7%-25.3pp |
| Annual return | -1.02% | 12.02%-13.0pp | 26.14%-27.2pp | 2041.40%-2042.4pp |
| Employer contribution / active EE | $976 | $2,841-65.7% | $4,608-78.8% | $2,203-55.7% |
| Participant deferral / active EE | $3,227 | $4,783-32.5% | $6,026-46.5% | $3,192+1.1% |
| Admin fee / account holder | $4,037 | $4,927-18.1% | $8,175-50.6% | $4,297-6.1% |