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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,309 | $64,716-13.0% | $112,258-49.8% | $68,495-17.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -20.67% | -11.40%-9.3pp | 27.47%-48.1pp | -7.84%-12.8pp |
| Employer contribution / active EE | $13,557 | $2,746+393.6% | $3,636+272.9% | $2,596+422.1% |
| Participant deferral / active EE | $2,305 | $3,565-35.3% | $4,728-51.2% | $4,028-42.8% |
| Admin fee / account holder | $2,392 | $5,232-54.3% | $6,411-62.7% | $5,403-55.7% |