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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,055 | $150,447+3.7% | $136,298+14.5% | $147,586+5.7% |
| Participation rate | 90.9% | 84.4%+6.5pp | 81.9%+9.0pp | 82.8%+8.1pp |
| Annual return | 20.05% | 1049.15%-1029.1pp | 5156.27%-5136.2pp | 578.59%-558.5pp |
| Employer contribution / active EE | $4,046 | $5,256-23.0% | $4,696-13.8% | $4,876-17.0% |
| Participant deferral / active EE | $7,745 | $6,631+16.8% | $6,247+24.0% | $5,439+42.4% |
| Admin fee / account holder | $964 | $10,906-91.2% | $9,244-89.6% | $10,886-91.1% |