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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,827 | $88,707+73.4% | $74,184+107.4% | $273,972-43.9% |
| Participation rate | 18.2% | 79.4%-61.3pp | 76.6%-58.4pp | 83.0%-64.8pp |
| Annual return | 5.88% | 11.94%-6.1pp | 17.74%-11.9pp | 41.46%-35.6pp |
| Employer contribution / active EE | $748 | $3,159-76.3% | $2,370-68.4% | $4,869-84.6% |
| Participant deferral / active EE | $5,645 | $4,212+34.0% | $3,550+59.0% | $5,287+6.8% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |