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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,268 | $153,774+145.3% | $133,981+181.6% | $273,968+37.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 6.01% | 36.51%-30.5pp | 29.30%-23.3pp | 41.45%-35.4pp |
| Employer contribution / active EE | $2,820 | $6,029-53.2% | $5,211-45.9% | $4,869-42.1% |
| Participant deferral / active EE | $5,996 | $6,958-13.8% | $6,282-4.5% | $5,287+13.4% |
| Admin fee / account holder | $8,933 | $11,765-24.1% | $9,324-4.2% | $10,132-11.8% |