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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,575 | $110,240-70.5% | $96,544-66.3% | $139,487-76.6% |
| Participation rate | 57.1% | 78.1%-21.0pp | 76.0%-18.8pp | 80.3%-23.2pp |
| Annual return | 79.11% | 26.41%+52.7pp | 25.88%+53.2pp | 373.84%-294.7pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,797 | $5,549-13.6% | $4,851-1.1% | $6,713-28.5% |
| Admin fee / account holder | $53 | $11,602-99.5% | $8,254-99.4% | $11,407-99.5% |