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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,514 | $91,198+230.6% | $178,503+68.9% | $79,856+277.6% |
| Participation rate | 92.0% | 69.2%+22.8pp | 81.9%+10.1pp | 69.6%+22.4pp |
| Annual return | 13.97% | 24.20%-10.2pp | 151.12%-137.1pp | 31.71%-17.7pp |
| Employer contribution / active EE | $3,237 | $3,257-0.6% | $5,011-35.4% | $2,471+31.0% |
| Participant deferral / active EE | $5,924 | $3,237+83.0% | $5,202+13.9% | $3,741+58.4% |
| Admin fee / account holder | $5,451 | $6,748-19.2% | $13,987-61.0% | $5,306+2.7% |