Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 17 · EIN 95-2834236 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 921213091 | Pension Consulting | $8,017 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,483 | $39,243-24.9% | $80,784-63.5% | $79,389-62.9% |
| Participation rate | 26.2% | 41.0%-14.8pp | 54.2%-27.9pp | 70.7%-44.5pp |
| Annual return | 12.68% | 98.95%-86.3pp | 87.31%-74.6pp | 116.89%-104.2pp |
| Employer contribution / active EE | $669 | $593+12.9% | $1,160-42.3% | $2,428-72.4% |
| Participant deferral / active EE | $760 | $1,262-39.8% | $2,145-64.6% | $4,046-81.2% |
| Admin fee / account holder | $30 | $647-95.3% | $3,380-99.1% | $626-95.2% |