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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,106 | $93,617-0.5% | $135,982-31.5% | $75,177+23.8% |
| Participation rate | 72.2% | 75.2%-3.0pp | 81.9%-9.7pp | 67.2%+5.0pp |
| Annual return | 14.71% | 30.89%-16.2pp | 68.32%-53.6pp | 160.75%-146.0pp |
| Employer contribution / active EE | $1,029 | $3,538-70.9% | $4,859-78.8% | $2,671-61.5% |
| Participant deferral / active EE | $3,717 | $6,406-42.0% | $7,760-52.1% | $4,126-9.9% |
| Admin fee / account holder | $13,113 | $6,980+87.9% | $10,767+21.8% | $5,651+132.0% |