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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,004 | $82,678+33.1% | $125,391-12.3% | $68,490+60.6% |
| Participation rate | 52.8% | 75.1%-22.3pp | 82.4%-29.6pp | 67.9%-15.1pp |
| Annual return | -6.80% | -5.97%-0.8pp | 572.41%-579.2pp | -7.85%+1.1pp |
| Employer contribution / active EE | $1,286 | $3,382-62.0% | $4,816-73.3% | $2,597-50.5% |
| Participant deferral / active EE | $4,345 | $6,111-28.9% | $7,448-41.7% | $4,028+7.9% |
| Admin fee / account holder | $20,019 | $6,277+218.9% | $10,009+100.0% | $5,403+270.5% |