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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,055 | $96,731-76.2% | $123,973-81.4% | $86,983-73.5% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 18.44% | 17.33%+1.1pp | 388.13%-369.7pp | 25.83%-7.4pp |
| Employer contribution / active EE | $2,785 | $3,297-15.5% | $4,126-32.5% | $2,584+7.8% |
| Participant deferral / active EE | $1,531 | $4,152-63.1% | $5,247-70.8% | $4,194-63.5% |
| Admin fee / account holder | $1,181 | $8,722-86.5% | $11,799-90.0% | $7,856-85.0% |