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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,335 | $73,988-80.6% | $96,538-85.2% | $75,177-80.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 18.69% | 26.73%-8.0pp | 35.74%-17.0pp | 160.75%-142.1pp |
| Employer contribution / active EE | $2,663 | $2,930-9.1% | $3,740-28.8% | $2,671-0.3% |
| Participant deferral / active EE | $1,282 | $3,660-65.0% | $4,880-73.7% | $4,126-68.9% |
| Admin fee / account holder | $308 | $5,220-94.1% | $6,737-95.4% | $5,651-94.5% |