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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,191 | $112,112-38.3% | $95,956-27.9% | $158,950-56.5% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 17.90% | 171.15%-153.2pp | 91.63%-73.7pp | 302.91%-285.0pp |
| Employer contribution / active EE | $6,933 | $3,199+116.7% | $2,541+172.8% | $4,762+45.6% |
| Participant deferral / active EE | $9,250 | $4,784+93.4% | $4,167+122.0% | $5,983+54.6% |
| Admin fee / account holder | $1,472 | $10,134-85.5% | $6,797-78.3% | $11,248-86.9% |